Reneu Lending Infrastructure
RENEU LOS v2.0 • RBI Digital Lending & Four-Eyes Compliant

Smarter Lending Infrastructure for Modern NBFCs.

Unify sourcing, DVO document verification, instant CIBIL bureau appraisal, automated BRE underwriting, and RTGS disbursements into a single, high-throughput cloud platform.

Evaluating the platform? Scroll to Configured Demo Personas for one-click testing credentials across DVO, Credit, and Treasury roles.

Disbursal Capacity

₹100 Cr+

Across active partner tenants

Decision Turnaround

< 5 Mins

Automated bureau scorecard

Maker-Checker Governance

100% RBI

Strict Four-Eyes segregation

Pre-Seeded Personas

15 Roles

SuperAdmin to Treasury ready

Institutional Architecture

Everything your lending team needs. In one unified platform.

From field sourcing by agents to institutional credit committee approval and RTGS settlement, Reneu LOS connects every stakeholder in a compliant, high-throughput digital workflow.

Desk Verification

Precision Split-Screen Document Verification

Empower Desk Verification Officers (DVO) with instant PAN & Aadhaar OCR validation, discrepancy query logs, and side-by-side borrower profile comparisons.

Rotatable & zoomable encrypted document canvas
Instant discrepancy queries dispatched back to field agents
Automated name & identifier checksum verification
Full statutory audit logs for each verified document
reneu.fund / console / dvo
PROD SIMULATION
Active Scrutiny DossierID: APP-2026-7841
Vikramaditya Sharma
PAN: ABCPS1234FDoc: Income Tax Return (ITR-V)
Status VERIFIED
Officer Signatureops@reneu.fund
Checklist Passed: 4/4 Regulatory Criteria Clear100% Cleared

One connected workflow.

RENEU connects every stage of the lending process, giving your team complete visibility from application to disbursement.

01

Application

Capture and manage loan applications from a single workspace.

02

Verification

Collect documents and complete borrower verification efficiently.

03

Credit Assessment

Evaluate applications using structured credit workflows.

04

Approval

Route applications through configurable approval workflows.

05

Disbursement

Move approved applications toward disbursement with complete visibility.

WHY RENEU

Built around the way lending actually works.

RENEU brings lending operations into one structured platform, helping teams reduce manual work and make better decisions with greater visibility.

01

Centralized Application Management

Manage applications, borrower information, documents and status updates from one connected workspace.

02

Configurable Workflows

Build approval and operational workflows that match your lending processes without unnecessary manual coordination.

03

Risk & Compliance Controls

Maintain structured verification, approval controls and audit visibility throughout the lending lifecycle.

04

Operational Visibility

Give teams a clear view of applications, decisions, disbursements and operational performance.

SECURITY & COMPLIANCE

Built for controlled lending operations.

Keep sensitive lending operations structured, controlled and visible with security and governance features built into the platform.

✓

Role-Based Access

Control access to lending operations based on user roles and responsibilities.

✓

Audit Visibility

Maintain visibility into important actions and operational activity across the platform.

✓

Secure Authentication

Protect access with secure authentication and verification workflows.

✓

Controlled Workflows

Create structured approval processes with clear responsibilities and checkpoints.

Role-Based Demonstration Access

Configured Demonstration Personas (@reneu.fund)

All roles authenticate through the universal login portal with standardized password: Password@123

Launch Universal Login
Operations / DVO DeskOperations Portal

ops@reneu.fund

Desk verification scrutiny, KYC validation, discrepancy queries, and document check-off.

Password: Password@123Log In
Credit UnderwriterUnderwriting Desk

analyst@reneu.fund

Instant PAN CIBIL bureau pull, 5-vector criteria scoring, and digital CAM memo compilation.

Password: Password@123Log In
Senior Credit HeadSanction Committee

creditmanager@reneu.fund

First-line sanction authority up to INR 25 Lakh, terms generation, and digital sanction letters.

Password: Password@123Log In
Treasury OperationsTreasury Desk

treasury@reneu.fund

Validates beneficiary accounts, executes RTGS disbursals, and records banking UTRs.

Password: Password@123Log In
Direct Selling Agent (DSA)Agent Intake

agent@reneu.fund

Field agent lead intake, instant PAN bureau checks, and borrower KYC document upload.

Password: Password@123Log In
Platform Super AdminPlatform Backoffice

superadmin@reneu.fund

Platform governance, multi-tenant NBFC onboarding, regulatory CoR review, and telemetry.

Password: Password@123Log In